Merchant Account Rates FAQ

Why should I process credit cards?
How will my business benefit by processing credit cards? 
Why choose Merchant Account Services? 
How can I become a merchant of Merchant Account Services? 
Can I process transactions using merchant account software?
I might consider a Point-of-Sale terminal... do I need one? 
What is the cost of a Point of Sale terminal?
Can I do real time processing through my web site?
Are there fees to operate a Merchant Account Services merchant account?
How can I get a secure encrypted web site? 
How can I contact a Representative for more information?

Q. Why should I process credit cards?
Answer:  Today the average American's reliance on cash and checks for retail business transactions is continually diminishing. Today, the average American adult carries at least two credit cards. Visa and Mastercard's annual volume exceeds $210 billion dollars.

Q. How will my business benefit by processing credit cards?
Answer:  A Merchant Account Services program will enable you to:   

  Offer your customers a wider range of payment options which will improve your service to them.    

  Increase sales.  Additional payment options can increase both your total sales volume and the size of individual sales.    

  Improve your cash flow because the ability to transfer funds electronically means you get your money faster.   

  Reduce your overall risk because you will be able to offer an electronic payment option as an alternative to personal which can be returned NSF. You can also reduce the amount of cash kept on the premises.    

  Increase productivity with easier record keeping, faster tallies at the end of the day and fewer trips to the bank.    

  Maintain your competitive position in the marketplace by offering state of the art payment methods for your customers.


Q. Why choose Merchant Account Services?
Answer 1:  Our Merchant Services program will help improve your record keeping by:    

  Offering you the flexibility to choose settlement option times for Point of Sale terminals by cashier or by cash register.    

  Providing a monthly statement for reconciliation purposes.    

  Making statements available at a Corporate level for reconciliation purposes.   

Answer 2:  Our Merchant Services Program will also provide you with sales support second to none by:    

  Accessing our 1-800 customer service line, 24 hours a day, 7 days a week .    

  Payment authorization, 24 hours a day, 7 days a week


Q. How can I become a merchant of Merchant Account Services?
Answer:  There are several ways to apply for our Merchant Services:     

  Obtain information on how to apply by clicking on the "Apply Online" icon which can be found on the left hand side of this page.     


Q. Can I process transactions with merchant account software?
Answer:  Yes, we support all standard merchant account software programs. Examine our "Software" options for products we supply with our services.

Q. I might consider a Point of Sale terminal... do I need one?
Answer:  Yes, help is only a phone call away. Please contact our Merchant Services department at one of the telephone numbers listed below, and we will be happy to see if a terminal is what you need.

Q. What is the cost of a Point of Sale terminal?
Answer:  A variety of electronic solutions are available to our merchants depending on your type of business, the volume of transactions, and number of terminals required. In order to determine the best solution and pricing, please contact our Merchant Services department at one of the listed telephone numbers, who will arrange for the Sales Representative to contact you.

Q. Can I do real time processing through my web site?
Answer:  Yes, we provide the real time processing standard with our accounts. Real time check processing is also available, call us for details.
Q. Are there fees to operate a Merchant Services merchant account?
Answer:  Yes, our fees are discussed in "Our Rates". To find out the exact fees that apply to your business call us at one of the numbers listed below and we will be happy to go over them with you.

Q. How can I get a secured web site?
Answer:  Our primary host, Globalnet provides a secure server at no cost to domains hosted by their service. There is also no set-up charge and free order processing software is included.

Their web address is: http://gnpnet.com/webhostinginfo.htm


Contact us via email at info@creditplus.net

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